Your Ultimate Mortgage Calculator & Home Loan Guide

Use our advanced mortgage calculator to estimate monthly payments, compare rates, and find the best home loan options in the UAE. Whether you're a first‑time buyer or refinancing, we simplify your mortgage journey.

Get Mortgage Pre‑Approval Mortgage Calculator

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5,000+Nöjda Kunder

15+Års Erfarenhet

1,000+Kunder i Dubai

Get AED 5,000 cashback on home loans starting AED 1M. Use our mortgage calculator to see your savings. Offer available for a limited time

Get the right mortgage for you

Purchase Price

300,000 AED 20,000,000 AED

Residency Status

Down payment

20%

240,000 AED 960,000 AED

Loan amount

80%

240,000 AED 960,000 AED

Loan Period

1 year 25 years

Interest rate

1% 10%

Estimate your monthly mortgage payment

Monthly payment

4,936 AED

with interest rate of

3.75%

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Ahmed R.

"Using Mortgage Calculator made it incredibly easy to estimate my home loan payments. Their advisors helped me compare several banks and secure a competitive mortgage rate for my first home."

Sarah M.

"I was impressed by how simple the mortgage process became with their guidance. The calculator helped me understand my affordability before even speaking to a bank."

Khalid A.

"As a UAE resident buying property for the first time, I found the mortgage calculator tool extremely helpful. The team also assisted with my pre-approval and documentation."

Daniel P.

"I purchased property in Dubai as a non-resident, and the mortgage advice I received was outstanding. The process was smooth and transparent from start to finish."

Fatima S.

"The Mortgage Calculator website helped me plan my finances before applying for a home loan. Their expert guidance and quick response made the whole experience stress-free."

Ahmed R.

"Using Mortgage Calculator made it incredibly easy to estimate my home loan payments. Their advisors helped me compare several banks and secure a competitive mortgage rate for my first home."

FREQUENTLY ASKED QUESTIONS (FAQs)

A mortgage calculator helps estimate your monthly home loan payments based on the property price, loan amount, interest rate, and repayment term. It gives buyers a quick idea of their affordability before applying for a mortgage in the UAE.

The mortgage amount you qualify for depends on your income, existing financial obligations, credit history, and the property value. Most UAE banks finance up to 80% of the property value for residents and 50–60% for non-residents.

Yes, many UAE banks offer non-resident mortgages for international buyers looking to invest in property in Dubai, Abu Dhabi, or other emirates. Requirements typically include proof of income, bank statements, and property documentation.

Mortgage pre-approval is an initial confirmation from a bank showing how much home financing you qualify for. It helps buyers search for properties confidently and speeds up the property purchase process.

Common documents include a passport copy, Emirates ID (for residents), salary certificate or proof of income, bank statements, and property details. Requirements may vary depending on the bank.

Mortgage rates in the UAE vary by bank, loan type, and applicant profile. Using a mortgage calculator and comparing offers from multiple banks helps buyers find the most competitive rates.

Yes, refinancing allows homeowners to switch lenders or adjust loan terms to secure a lower interest rate, release equity from their property, or consolidate existing loans.

Equity release allows homeowners to access the value built up in their property by refinancing their mortgage. The released funds can be used for investments, renovations, or other financial needs.

Mortgage pre-approval usually takes 3–5 working days, while full mortgage approval may take 2–3 weeks depending on documentation and bank processing times.

A mortgage advisor helps compare multiple bank offers, explains loan terms, manages documentation, and ensures you secure the most suitable mortgage solution for your financial situation.

Planning information

Calculator results are estimates, not bank offers or approvals. Default rates are illustrative. Upfront-cost breakdowns use Dubai assumptions and are not quotes for other emirates. Insurance, service charges and lender-specific costs can be additional.

Compare the Dubai buying and fee guide with the Abu Dhabi buying checklist. Confirm current lending requirements in the CBUAE mortgage framework.

Deposit limits assume a completed first home for your own use. Second homes, investment and off-plan purchases require different limits. Non-resident limits are illustrative lender assumptions. Upfront totals include your down payment. Bank fees assume 0.5% plus VAT, agency fees 2% plus VAT and valuation AED 2,500; confirm actual quotes.

Understand pre-approval · Check your deposit · Compare initial and later rates

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Your Ultimate Mortgage Calculator & Home Loan Guide